Real Life Funeral Insurance | Affordable Funeral Cover in South Africa
Cover Your Life Journey

Dignified Funeral Cover Your Family Can Rely On

Affordable, transparent burial plans starting from just R35/month. 100% black-owned, fully licensed, and built for real South African families.

R35 Starting Monthly Premium
R30,000 Maximum Cover Value
2018 Serving Communities Since
100% Black-Owned & Managed
Authorized FSP No. 53886
Transparent, Zero-Defect Policies
Rustenburg Head Office
Real Life Funeral Insurance family cover
Since 2022 Officially serving South African families through every season
Why Choose Us

A Trusted Safety Net, Built On Compassion

Real Life Funeral Insurance is a 100% black-owned and managed life insurance brokerage dedicated to securing your family's future. Founded in 2018 as a strategic division of the Real Life Group, we opened our doors in 2022 during the COVID-19 pandemic to offer resilient, transparent, and compassionate financial services when South Africans needed them most.

As an Authorized Financial Services Provider (FSP 53886), we blend corporate responsibility with regulatory trust — designing comprehensive, zero-defect insurance products that honor your loved ones with the dignity they deserve, fully tailored to your budget.

R

Reliability & Trust

Regulated, transparent policies with no hidden surprises.

Fully Customizable

Plans tailored to your family structure and monthly budget.

Our Identity

The Meaning Behind Our Crown

Every element of our brand carries purpose — a reflection of the honor and trust we bring to every family we serve.

The Crown

Imparts honor, splendor, and the highest state of quality — representing the people of God placed in a relationship with our business.

R

The "R"

Stands for reliability, high-quality performance, and the deep trust built with our clients over every interaction.

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Our Color Coding

Royal Blue symbolizes our unshakeable trustworthiness and reliability, while Bronze represents our strength and support.

"Cover Your Life Journey."

Our Cover Plans

Affordable Funeral Cover & Insurance Products

We proudly deliver a full end-to-end managed service with customizable insurance solutions up to R30,000.00 in value, tailored to unique family dynamics across South Africa.

Individual and Single Parent Funeral Cover
Individual Cover

Individual Member & Single Parent Cover

Secure personal independence or safeguard your children with dedicated, standalone policy structures.

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Immediate and Extended Family Funeral Cover
Family Cover

Immediate & Extended Family Plans

Flexible additions to protect your broader household under one manageable, affordable premium.

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Traditional Burial Scheme Cover
Traditional Schemes

1 Plus 5, 1 Plus 9 & 1 Plus 13 Plans

Comprehensive traditional burial layouts designed around extended family and community structures.

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01

Kgomo / Inkomo Plan

Cultural support specifically designed to assist with livestock arrangements.

02

Grocery & Tombstone Plans

Financial relief catering directly to catering needs and beautiful memorial stones.

03

Tent, Catering & Transport

Total logistical relief including Repatriation Cover and Mourners Transport.

Cover starts from just R35 per month.

Speak to our team today and find a plan that honors your family, without straining your budget.

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Real Life Cares

Our Corporate Social Investment

Driven by our core social purpose, being a responsible business is central to how we operate daily. Our directors founded Real Life Cares to lead our sector in transparency, excellence, and true value-for-money community development.

"Pure and undefiled religion before God and the Father is this: to visit orphans and widows in their trouble..."

Youth Empowerment

Providing basic necessities, sanitary towels for young women, and self-care hampers for young men.

Education Support

Sponsoring school uniforms for underprivileged children and partnering with local sports initiatives.

Family Welfare & Elderly Care

Distributing critical food parcels, warm blankets, and specialized self-care hampers.

Get In Touch

Contact Our Head Office in Rustenburg

Looking for a trusted funeral insurance provider near you? Visit our main branch or connect with our support team instantly online.

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Physical Address

333 R565, First Gate Section, Kgale - Phokeng, Rustenburg, North West Province (in the same building as The Herbal Doctor, near Bafokeng High School)

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Phone Number

014 004 0467
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WhatsApp Line

071 155 1263

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